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Financial Assistance

Cooling vests can be a life-changing tool for people living with Multiple Sclerosis, Lupus, POTS, Dysautonomia, Fibromyalgia, and other heat-sensitive conditions, but cost shouldn't be a barrier. Below you'll find financial assistance programs and organizations that may help cover the cost of a ThermApparel Cooling Vest.

Please note that ThermApparel cannot guarantee the accuracy of this information or your ability to qualify for any program. We recommend reviewing all options with your healthcare professional, who is your primary resource for your individual medical needs.


National Multiple Sclerosis Society (NMSS) Cooling Program

ThermApparel is an approved vendor with the National Multiple Sclerosis Society (NMSS) Cooling Program, which helps provide financial assistance to people with MS access cooling vests. Call an MS Navigator to find out if you qualify.

Here's how to apply:

  • Call 1-800-344-4867
  • Ask to speak with an MS Navigator
  • Tell them you need financial assistance for a ThermApparel Cooling Vest — they'll guide you through the rest

Note: The NMSS is based in Denver, CO and operates on Mountain Time.

Connect with an MS Navigator →

Already have your NMSS funding? You can use your gift card directly at checkout. Shop now.

Multiple Sclerosis Resources

Lupus Resources

Other Financial Assistance

PayPal Credit
Apply for an installment plan with PayPal Credit at checkout for your ThermApparel Cooling Vest. If approved you could have up to 6 months to pay for your ThermApparel Cooling Vest interest-free!

Affirm
Apply for an installment plan with Affirm at checkout for
your ThermApparel Cooling Vest. If approved your rate will be 0–30% APR
based on credit and is subject to an eligibility check. Payment options
through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Make sure to read and understand Affirm's terms and conditions!